Below are Flexible Capital's financing options broken down into group types.
We have a wide range of business financing options tailored to fit your goals, industry, and stage of expansion.
See why businesses nationwide choose Flexible Capital for smart, scalable financing solutions. We offer fast, flexible terms, and personalized support.
Explore some of the most common questions below—or visit our full FAQ page
for more details on how funding works.
Flexible Capital offers a wide range of financing options including working capital loans, lines of credit, equipment leasing, invoice factoring, commercial real estate loans, SBA loans, and industry-specific funding tailored to your business needs.
Yes. Flexible Capital works with businesses of all credit types and offers alternative lending solutions that focus on revenue, cash flow, or asset value instead of just credit scores.
Most funding decisions are made within 24–48 hours. Once approved, funds can be deposited in your account in as little as 1–3 business days, depending on the loan type.
Yes, we provide startup-friendly financing options including unsecured working capital, equipment leasing, and startup business lines of credit, even if you have limited time in business.
We pride ourselves on transparency. There are no hidden fees, and any costs—such as origination or service fees—are clearly disclosed upfront before you sign.
Collateral is not always required for all types of funding. We offer both secured and unsecured loan options. Some loans require collateral such as invoices, equipment, or inventory, while others rely on revenue or business performance.
We work with over 70 industries including retail, construction, transportation, healthcare, manufacturing, professional services, tech, e-commerce, and more—each with custom funding options.
Our team evaluates your goals, cash flow, credit profile, and industry to recommend the best-fit funding solution—whether you're starting, scaling, or recovering.
Loan amounts range from $10,000 to $10 million depending on your business type, financials, and the funding product you choose.
You can apply online in minutes through our secure application. Once submitted, a funding advisor will contact you to walk you through the next steps and gather any additional documents.
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