What types of business loans does Flexible Capital offer?

Flexible Capital provides a wide range of business financing solutions including working capital loans, equipment leasing, SBA loans, commercial real estate financing, revenue-based funding, and industry-specific lending options tailored to your business goals.

How fast can I get approved for business financing with Flexible Capital?

Most applicants receive a funding decision within 24–48 hours, and qualified businesses can get funded in as little as 2–5 business days depending on the loan type and documentation provided.

Do I need perfect credit to get approved?

No. Flexible Capital works with a variety of credit profiles. While stronger credit may open more options, many of our programs are based on cash flow, revenue, or assets—not just credit score.

What industries does Flexible Capital serve?

We serve over 70 industries including restaurants, trucking, healthcare, retail, construction, tech, real estate, and professional services. Our funding solutions are tailored to the specific needs and challenges of each industry.

What’s the minimum revenue required to qualify for business funding?

While requirements vary by loan type, most programs require a minimum monthly revenue of $10,000. We also offer solutions for seasonal, project-based, and recurring-revenue businesses.

Why choose Flexible Capital for business financing?

We offer fast, flexible funding with personalized guidance, transparent terms, and access to multiple loan types—all under one roof—so you can grow without the red tape of traditional banks.

Can startups or new businesses qualify for funding?

Yes. Startups may qualify for certain types of financing like unsecured business loans, equipment leasing, and startup-focused funding—even without two years of business history.

How does repayment work for my business loan?

Repayment structures depend on the loan type. Some loans are repaid daily or weekly based on sales (like merchant cash advances), while others follow monthly fixed payments or revolving credit models.

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Flexible Finance Options For Your Business

We have a wide range of business financing options tailored to fit your goals, industry, and stage of expansion.

Our Finance Options

Accounts Receivable

Turn unpaid customer invoices into immediate cash to boost business cash flow quickly.

Alternative Energy

Solar, wind, and renewable energy projects with sustainability-focused.

Asset Based Lending

Leverage business assets like inventory to access flexible working capital fast.

Bridge Funding

Short-term financing to cover gaps until permanent or long-term funding is secured.

Business Acquisition

Get funding for the purchase of an existing business or acquisition opportunity.

Business Credit Line

Flexible, revolving access to working capital for ongoing expenses and business growth.

Business Term Loans

Fixed-term financing for equipment or expansion with predictable payments.

Church Financing

Funding option for churches to expand, build, or manage operational costs.

Commercial Real Estate

Purchase, refinance, or renovate income-producing commercial properties.

Debt Restructuring

Consolidate or renegotiate business debt to improve cash flow and stability.

DSCR Investor Loans

Qualify for rental property loans based on cash flow, not personal income.

Equipment Financing

Finance new/used equipment with structured payments that preserve working capital.

Equipment Leasing

Lease business equipment with low upfront costs and flexible end-of-term options.

Fix & Flip Loans

Short-term loan for buying, renovating, and reselling investment properties quickly.

Fleet Truck Financing

Finance multiple commercial vehicles to expand delivery, logistics, or transport.

Franchise Financing

Qualify for capital to launch, acquire, or expand your franchise business.

Hard Money Loans

Asset-based funding for real estate deals with fast approvals and flexibility.

Inventory Factoring

Access capital to purchase inventory without draining your cash reserves.

Large Project Financing

High-capital funding for infrastructure, construction, or major business growth.

Medical Equipment Loan

Finance medical devices with structured payments and no large upfront cost.

Medical Acquisition Loan

Purchase of medical practices, clinics, or healthcare-related businesses.

Owner-Op. Truck Loan

Finance your own rig and grow your independent trucking business.

Purchase Order Financing

Fund supplier costs upfront to fulfill large customer orders without cash strain.

Real Estate Development

Finance land development, construction, and large-scale property projects.

Revenue-Based Funding

Funding based on monthly revenue, with flexible, sales-driven repayment terms.

SBA Loans

Government-backed loans with low rates and long terms for business growth.

Working Capital Loans

Funding to cover day-to-day operations, payroll, inventory, or shortfalls.

Frequently Asked Questions

Have questions? We’ve got answers.
Explore some of the most common questions below—or visit our full FAQ page for more details on how funding works.

What types of businesses do you fund?

We work with a wide range of industries including retail, construction, healthcare, transportation, real estate, e-commerce, and more—whether you're just starting or scaling up.

How fast can I get funded?

Depending on the product and documentation, funding can happen in as little as 24 to 72 hours after approval.

What loan or funding options are available?

We offer working capital loans, equipment financing, SBA loans, lines of credit, invoice factoring, and other flexible solutions tailored to your business needs. Please visit our Finance Options Page

Do I need perfect credit to qualify?

Not necessarily—many of our programs work with credit challenges, focusing more on business performance and cash flow than just your credit score. However, some programs may require a higher personal credit score to qualify.

Can I qualify for more than one type of funding?

Yes! If your business qualifies, we can structure multiple funding types—like combining a line of credit with equipment financing—to support different areas of your business.